Chartered Accountants of Poynton, Cheshire

Growing your savings and being able to retire when and how you want will probably be one of your most important financial objectives. But achieving this goal takes planning and commitment to implement.

Making the most of your investments

Paying tax on your savings and investment earnings is obviously to be minimised or avoided if possible.

There are a number of investment products that provide tax-free income, including some National Savings products and ISAs.

Other savings options available include investment bonds, bank and building society accounts, stocks and shares, and of course, bricks and mortar.

Investments under the Enterprise Investment Scheme (EIS) and in Venture Capital Trusts (VCTs) may also be worth considering if you are happy that the tax breaks they offer outweigh the possibly higher investment risk.

Appletons can help you to keep an estate plan tax-efficient and up-to-date. Why not give us a call.

Click here for more on the following:

Your family – you need to plan for the financial needs of your family, and also to take advantage of the tax saving opportunities available.

Your retirement strategy – while it’s never too late to plan for your retirement, the earlier you start, the more chance you will have to accumulate the funds you will need.

Your estate – inheritance tax is a real concern for more and more people. Implement strategies now to minimise your liability.